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Credit

Do I need a deposit? How long can I take the term over?
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Finance

Can I add a Guarantor or a joint hirer? What finance options do you have?
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Application

Where can I buy my vehicle from? Why should I use Auto Finance Online as my provider?
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Eligibility

Am I eligible? What happens if I have already been declined finance?

Still unsure or confused?

We’re here to help! Get in touch with us to ask any questions, find out how it works, or check anything you’re unsure of before applying.

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7 years
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Fair
Poor
Bad
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payments of
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Best available rate
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Total amount repayable N/A
Best available rate
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Total cost of credit N/A
Total amount repayable N/A
N/A monthly
payments of
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No impact on your credit score
Representative Example

Cash price £15,000, deposit £0, total amount of credit £15,000, term 7 years, 84 monthly payments of £244.99, on a hire purchase agreement, option to purchase fee £1, total amount payable £20,578.77, representative APR 9.9%, rate of interest 9.9% fixed.

Rates may differ as they are dependent on individual circumstances. Subject to status.

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Auto Finance Online Limited is authorised and regulated by the Financial Conduct Authority (FRN: 832181). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. The nature of this commission is as follows: we receive a commission based on a percentage of the total amount of finance taken by the customer. The commission received does not affect the amount you will pay under your finance agreement. You can request for us to disclose the amount of any commission received. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Written Quotation on request

We may from time to time offer promotional finance terms from our funders. These terms will be for specified and limited time and may apply to; specific stock, age of vehicle or finance balance. These terms maybe offered by one or more of our funders. We will receive different commission amounts if you are taking advantage of a promotion.