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Am I eligible?

Our finance expert Matt says...

We have a high acceptance rate. Eligibility comes down to a few simple factors, some of these are…

Age – This needs to be 18-85 years at the start of the agreement.

Income – This can depend on the size of the advance, however, in some instances you may be required to add a guarantor or joint hirer

Driving License – All license types are considered including European, Provisional and potentially those who don’t have a license.

Employment – All circumstances are considered, this can include self-employed, retired, unemployed, disability allowance, student. The decision made however, will be based on your ability to be able to repay the loan.

If you are unsure, before you make an application, please call one of our experts who will be happy to discuss this further.

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7 years
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Fair
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No impact on your credit score
Representative Example

Cash price £15,000, deposit £0, total amount of credit £15,000, term 7 years, 84 monthly payments of £244.99, on a hire purchase agreement, option to purchase fee £1, total amount payable £20,578.77, representative APR 9.9%, rate of interest 9.9% fixed.

Rates may differ as they are dependent on individual circumstances. Subject to status.

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Auto Finance Online Limited is authorised and regulated by the Financial Conduct Authority (FRN: 832181). We act as a credit broker not a lender. We can introduce you to a limited number of lenders who may be able to offer you finance facilities for your purchase. We will only introduce you to these lenders. We may receive a commission payment from the finance provider if you decide to enter into an agreement with them. The nature of this commission is as follows: we receive a commission based on a percentage of the total amount of finance taken by the customer. The commission received does not affect the amount you will pay under your finance agreement. You can request for us to disclose the amount of any commission received. You may be able to obtain finance for your purchase from other lenders and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk.

Written Quotation on request

We may from time to time offer promotional finance terms from our funders. These terms will be for specified and limited time and may apply to; specific stock, age of vehicle or finance balance. These terms maybe offered by one or more of our funders. We will receive different commission amounts if you are taking advantage of a promotion.