The affordable way to secure your dream motorhome
Motorhomes are the ultimate luxury leisure vehicle, but buying one outright can be costly. With motorhome financing, the upfront payment is covered by the lender and paid back by you in manageable monthly instalments – meaning you can drive away with your dream vehicle even if you don’t have thousands in the bank.
We work with a larger panel of lenders than anyone else in the leisure vehicle industry, which means we’ll be able to secure the very best deal for you. We’ll sort everything on your behalf, from matching you with your ideal motorhome to finding you the lowest possible interest rates – starting from just 9.9% APR.
All you have to do is sit back and relax until it’s time to pick up the keys!
Work out how much you’ll pay with our motorhome finance calculator
To find out how much your monthly loan repayments are likely to cost, use our quick motorhome finance calculator.
Just enter the amount you’d like to borrow and the length of the loan, and we’ll show you an estimated monthly payment that you can use to guide your motorhome browsing. Don’t worry – this won’t have any effect on your credit rating!
Don’t forget that your monthly repayments aren’t the only cost you’ll have to consider when purchasing a motorhome on finance. When planning your budget, you’ll also need to factor in the cost of:
- Servicing
- Insurance
- Site fees
- Road tax
If you’re not sure how much you can afford to spend on your monthly repayments, we would advise you to speak to a trusted financial professional. The Auto Finance team can point you in the right direction if you need advice – just contact us online or give us a call on 01625 460454.
How does the process work?
Securing motorhome finance doesn’t have to be stressful. At Auto Finance, we make the process as easy and hassle-free as possible by doing all the hard work for you.
1. Get a quote
Fill out our simple online form to get a free quote – don’t worry, this won’t affect your credit score! Once you’re happy with your quote and have made an application, we’ll get back to you within an hour to let you know if you’ve been accepted.
We work with a huge panel of lenders, which means you could be accepted even if you’ve been refused finance in the past.
2. Choose your motorhome
We have relationships with some of the UK’s top dealers, but you’re also free to buy from any reputable dealer of your choice. No matter which vehicle you choose, we’ll liaise directly with the dealership on your behalf to secure the best possible price – we’ll even take care of all that boring paperwork!
3. Drive
We aim to get you in your vehicle as quickly as possible and with no stress at all. In fact, the process is so simple that you could be driving away within hours of finding your ideal motorhome.
Why choose Auto Finance Online for your motorhome finance?
Excellent customer support
Our friendly finance experts are here to help at every stage of the financing process and beyond – that’s why our Trustpilot rating is ‘Excellent’ with over 4,000 5-star reviews!
A stress-free process
We’ll take care of everything from liaising with the dealer to getting the paperwork sorted – all you need to do is pick up the keys.
Secure the best rates
We work with a larger panel of lenders than anyone else in the leisure industry to make sure you get the very best interest rates.
Is a motorhome the right leisure vehicle for you?
Spacious and comfortable, motorhomes are a luxurious option for families or couples looking to travel in style.
However, there are other leisure vehicles available that you should consider before committing to securing motorhome finance. You may find that one of these options is better suited to your needs than a motorhome.
At Auto Finance Online, we also offer:
Be sure to explore these other options to make sure you don’t end up paying for a vehicle that doesn’t fully meet your requirements.
Start your journey with Auto Finance Online today
We make buying a new or used motorhome quick, simple, and hassle-free. To get your free quote, simply fill out the form below or head straight to our application page.
Got a question? We’d love to hear from you. Get in touch via our online contact form or give us a call directly on 01625 460454.
Your questions answered
Find the answers to all your burning motorhome finance questions.
How long can you finance a motorhome over?
We’re extremely flexible with our motorhome financing terms. We offer loan terms of up to 15 years, but you can choose as little as two years if you’d like to pay it off more quickly.
What matters is affordability. The longest terms are typically available on newer vehicles, which can often make them every bit as affordable as a used model.
How can I get my motorhome loan approved?
As with any loan, you’ll need to pass a credit check to get the loan you want. It’s therefore worth trying to boost your credit score in the months prior to submitting your motorhome finance application.
If you’re no longer using credit cards, cancel them. Make sure any existing loans or credit payments continue to be paid on time. Don’t apply for any credit ‘just in case’ and try to keep any credit balances low.
What motorhome finance options are available?
We specialise in Hire Purchase (HP) finance arrangements, which give you up to 15 years to repay the cost of your motorhome. Once the vehicle is paid off in full, it’s yours to keep.
Can I get motorhome finance with bad credit?
We work with a wide panel of lenders that specialise in helping customers with all types of credit circumstances. This means you might still be able to secure finance through us, even if you’ve been refused before.
Can I get finance to buy a motorhome from a private seller?
Yes – we work with many lenders who are happy to finance private sales. If you have your eye on the perfect used motorhome, use the calculator to check your approximate monthly payments and then give us a call on 01625 460454.
Does my motorhome finance application need a guarantor?
It’s rare that we require guarantors for our loan applications. However, if we believe using a guarantor would improve your chances of being accepted, we’ll tell you so.
