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Representative Example

Cash price £25,000, deposit £0, total amount of credit £25,000, term 8 years, 96 monthly payments of £384.53, on a hire purchase agreement, option to purchase fee £1, total amount payable £36,915.88, representative APR 10.9%, rate of interest 10.9% fixed.

Rates may differ as they are dependent on individual circumstances. Subject to status.

Auto Finance Online Ltd is a credit broker, not a lender.

Barefoot Caravans on Finance

Barefoot caravans are like nothing else on the road. With their curved shape, compact size and retro styling, they have a loyal following among buyers looking for something a bit different from a traditional touring caravan.

Originally designed and built in the UK, Barefoot caravans combine lightweight construction with a surprisingly practical interior. Their unique look gets attention, but it’s their simplicity, ease of towing and character that keep many owners coming back to the brand.

Whether you’re looking at a brand new Barefoot caravan or a used one, the purchase is a big investment. Rather than paying the full amount upfront, many buyers choose to spread the cost over time. Auto Finance Online can help you explore caravan finance options for Barefoot caravans, whether you’re buying from a dealer or looking at a suitable used one.

Why Choose a Barefoot Caravan?

Barefoot caravans occupy a niche in the leisure vehicle market. While many manufacturers focus on bigger caravans with multiple layouts and increasing levels of spec, Barefoot has taken a different approach.

The emphasis is on simplicity, individuality and practicality. Their lightweight design makes them easier to tow than many bigger caravans, and the compact footprint makes storage and manoeuvring more straightforward.

For couples and solo travellers in particular, a Barefoot caravan can offer everything you need for comfortable touring without the size and complexity of bigger models.

Their unique styling is also part of the appeal. A Barefoot caravan stands out in a market where many caravans look very similar, making it a popular choice for buyers looking for something with a bit more personality.

The Different Barefoot Models

Unlike many caravan manufacturers, Barefoot doesn’t have a large range structure with multiple model lines.

Instead, they focus on their signature compact touring caravan design, and buyers choose between different specs, interior finishes and optional extras rather than completely different caravan ranges.

Over the years, there have been various updates and refinements to the design, but the core concept has remained largely the same. This consistency has helped establish Barefoot as a recognisable and distinctive brand in the caravan market.

When buying a used Barefoot caravan, the differences will be more in the age, condition, interior configuration and factory-fitted options rather than completely different model families.

Why Finance a Barefoot Caravan?

Although smaller than many touring caravans, Barefoot models are still a big purchase. Finance allows you to spread the cost over time rather than a lump sum.

For some people, that just makes ownership more manageable. Others want to keep their savings for other priorities while still having the caravan they want today.

Many buyers also see finance as a way of upgrading sooner rather than waiting until the full purchase price has been saved. The right approach will depend on your personal circumstances and financial goals.

Finance Options Available

Hire Purchase is one of the most common finance products for caravan purchases.

With a Hire Purchase agreement, you would usually pay an initial deposit and then repay the balance through fixed monthly instalments over an agreed term. Once all payments have been made, ownership of the caravan transfers to you.

Many buyers like the simplicity of this structure. The repayments remain fixed throughout the agreement, making budgeting easier and a clear path to ownership.

The exact terms available will depend on the lender, the caravan being purchased and your individual circumstances.

What Can Affect Finance Approval?

Every finance application is assessed individually, and lenders will consider several factors before making a decision.

Credit history is often one of the first areas reviewed. A good repayment record can support an application, while previous credit difficulties may affect the options available.

Affordability is equally important. Lenders need to be satisfied that the repayments are manageable alongside your existing financial commitments.

The caravan itself can also influence the decision. Factors such as age, condition and value may affect lender criteria, particularly where older caravans are concerned.

Deposit size can play a role, too. A bigger upfront contribution reduces the amount being borrowed and may strengthen the overall application.

Financing New and Used Barefoot Caravans

Finance may be available for both new and used Barefoot caravans.

Newer caravans purchased through a dealer may fit more comfortably within standard lending criteria, particularly where there is a clear purchase history and strong asset value.

Used Barefoot caravans can also be considered, although lender criteria may vary depending on the caravan’s age and condition. In some cases, this can affect the maximum agreement term or deposit requirements.

Because Barefoot caravans hold their value well within the used market, they often remain a popular choice for buyers who want something unique without buying brand new.

Looking Beyond the Purchase Price

While finance can help spread the cost of buying a caravan, you need to think about ownership as a whole.

Insurance, servicing, storage and general maintenance should all be considered when budgeting for a caravan. Although Barefoot caravans are smaller and simpler in design, there are still ongoing costs involved in ownership.

Looking at affordability in the broader sense can help ensure the caravan remains enjoyable to own in the long term.

Can You Get Finance with Bad Credit?

You may be able to get finance for a Barefoot caravan if you have had credit issues in the past, although approval is never guaranteed.

Lenders will consider your current circumstances, affordability and overall financial profile alongside the caravan itself.

Some lenders may be more flexible than others, but every application is assessed individually. Where credit history is weaker, a larger deposit may apply.

How the Application Process Works

The process starts with choosing the Barefoot caravan you want to buy.

Once you’ve found the right caravan, you can submit an application through Auto Finance Online with details of the purchase and your financial circumstances.

The lender then reviews the application, taking into account affordability, credit history and the caravan.

If approved, you’ll receive the finance agreement to review before making any commitment. Once completed, funds are arranged, and you can proceed with the purchase.

Why Choose Auto Finance Online?

Finding the right caravan is only part of the process. Finding finance that suits your circumstances can be equally important.

Auto Finance Online works with a panel of lenders, helping customers explore a range of potential options rather than relying on a single funding source.

We understand that caravan purchases are different from everyday vehicle purchases. Whether you’re buying your first Barefoot caravan or replacing an existing leisure vehicle, our aim is to help you explore finance options that fit your needs.

You can use our finance calculator or submit an enquiry online to begin exploring what may be available.

Frequently Asked Questions

In some cases, yes. Certain lenders may consider private sales, although the caravan, its value and the lender’s criteria will all play a part in determining what options are available.

Yes. Retirement does not automatically prevent you from obtaining finance. Lenders will typically focus on affordability and income rather than employment status alone.

Yes. Self-employed applicants are regularly considered for caravan finance, although lenders may require additional information to verify income and affordability.

Many finance agreements allow early settlement, although the process and any applicable charges will depend on the lender and the terms of the agreement.

If there is outstanding finance on the caravan, it will usually need to be settled before ownership can be transferred to a new buyer.

Lenders may carry out credit checks as part of the application process. The type of search and any impact on your credit file can vary depending on the lender and the stage of the application.