How does the application process work?
Securing finance for a motorhome or campervan does not have to be complicated. At Auto Finance Online, we keep the process clear and efficient.
1. Get a quote
Use our finance calculator to generate your estimated loan amount. If you’re happy with the figures, complete our online form to request a quote. This initial check will not affect your credit score. Once submitted, we aim to respond quickly with an update on your application.
We work with a diverse lender panel, which means you may still be considered even if you’ve previously been refused finance.
2. Choose your vehicle
Auto Finance Online works with some of the UK’s leading motorhome and campervan dealers that will help you choose the perfect vehicle. You’re also free to buy from any reputable dealer of your choice. Once you’ve chosen your vehicle, we liaise directly with the dealership on your behalf and manage the paperwork.
3. Drive away
We aim to complete the process efficiently so you can collect your motorhome or campervan without unnecessary delays.
Why choose Auto Finance Online?
Dedicated customer support
Our finance team is available to support you throughout your motorhome or campervan finance journey.
Straightforward process
We handle communication with the dealer and manage the paperwork so the process remains simple.
Flexible finance options
We work with a large panel of lenders to provide a range of finance plans, including motorhome loans and campervan loans, with flexible terms subject to approval.
Is a motorhome or campervan right for you?
Motorhomes offer spacious, self-contained travel. Campervans provide a more compact and flexible alternative. Both can be funded through tailored motorhome finance or campervan finance options.
To help you decide, explore our blogs:
If you’re considering other leisure vehicles, we also offer:
Start your journey with Auto Finance Online
We make arranging motorhome finance or a campervan loan clear and straightforward. To request your quote, complete the form below or visit our application page.
If you have a question, contact us via our online form or call 01625 460454.
Frequently asked questions
Find the answers to all of your motorhome and campervan finance questions.
We offer flexible motorhome finance and campervan finance terms. Agreements can run for up to 15 years, although you can choose a shorter term, such as two years, if you prefer to repay your motorhome or campervan loan more quickly.
Affordability is key. Longer terms are typically available on newer vehicles, which can sometimes make them comparable in monthly cost to older models.
As with any loan, you’ll need to pass a credit check. It can help to review your credit profile before applying for motorhome or campervan finance.
If you no longer use certain credit cards, consider closing them. Make sure existing loans and credit commitments are paid on time. Avoid making multiple credit applications in a short period and try to keep outstanding balances low.
We specialise in hire purchase (HP) agreements for both motorhome finance and campervan finance. We do not offer personal contract purchase (PCP).
With HP, you spread the cost of your motorhome or campervan over an agreed term, and once all payments are made, the vehicle is yours to keep.
We work with a wide panel of lenders that consider customers with different credit backgrounds. This means you may still be able to secure motorhome finance even if you have bad credit or have previously been declined.
All applications are subject to status and lender criteria.
Finance for a private sale can sometimes be arranged for a motorhome, and we work with lenders who may support this. However, it can be more complex than buying through a dealership and will depend on the lender’s requirements.
It is uncommon for us to require a guarantor for motorhome or campervan finance. However, if having a guarantor could improve your chances of approval, we will explain this clearly before you proceed.
