Discover how much you’ll pay with our campervan finance calculator
Before taking out finance for a campervan, you need to be certain that you can afford the monthly repayments. This is where our finance calculator for campervans comes in. This handy tool will tell you how much your fixed monthly payments are likely to cost based on a number of factors.
How does the calculator work?
- Simply enter how much money you’d like to put towards your campervan and how many years you’d like to repay your loan over.
- With all of this information, our calculator will give you your total loan amount and how much would be due for repayment each month on your finance agreement.
Our campervan finance calculator lets you see how you can apply for a loan on your terms and not the lender’s.
We’ve eliminated the issue of hidden fees with our transparent calculator showing exactly how much you’re expected to pay. This means you can rest assured you won’t encounter any surprise charges.
Please note that each loan repayment will vary based on APR, loan amount, and your credit score.
Don’t worry, using our calculator won’t have any effect on your credit score!
What else do I need to budget for with a campervan?
When planning your budget, you should bear in mind that there are other costs to take into consideration as well. These include:
- Insurance
- Servicing
- Site fees
- Road tax
If you’re not sure how much you can afford to spend on your monthly repayments, speak to a trusted finance professional before submitting your loan application. The Auto Finance Online team can point you in the right direction if you need advice. Simply give us a call on 01625 460454 or make an online enquiry.
How does the process work?
Securing your ideal campervan with Auto Finance Online couldn’t be simpler:
1. Get a quote
Use our campervan loan calculator to determine your estimated monthly repayment cost and rates. Once you’re happy with your quote, submit your application, and we’ll let you know our decision within an hour. We only do a soft search when checking if you’re eligible, which means it won’t affect your credit score.
2. Choose your campervan
We have relationships with some of the UK’s top dealers, but you’re welcome to buy from any reputable dealer of your choice. Once you’ve found your dream campervan, we’ll liaise directly with the dealership to secure the best possible deal for you. Dealerships may require an initial deposit to secure the vehicle and take it off the market. This will be separate from the finance agreement.
3. Drive
We’ll get you in your new vehicle as quickly as possible, completely stress-free. In fact, you could be driving away within just hours of finding your perfect campervan!
Why choose Auto Finance Online for your campervan finance?
Excellent customer support
Our friendly team of finance experts will be by your side throughout the process to help you decide on your dream campervan for the best possible price to suit your financial and personal needs.
5-star service
No one makes the vehicle financing process easier than us – that’s why we have an ‘Excellent’ Trustpilot score with more than 6,000 5-star reviews!
Competitive finance and interest rates
Working with a large panel of lenders allows us to secure the best possible interest rates for our customers, even if you do have low or bad credit. Allowing you to decide from the best possible finance options to suit your financial needs or status.
Secure the campervan of your dreams with Auto Finance Online
We make buying your dream campervan quick, easy, and affordable. To get your free quote, just fill out the form below or head straight to our application page.
Versatile and cosy, campervans are a great option to travel in style. To help you learn more about campervans, you can explore the different options available and the benefits they offer in our blogs.
If you have any questions at all, our friendly team will be more than happy to help. Get in touch via our online contact form or call us directly on 01625 460454.
Not sure if a campervan is right for you? Explore the other types of leisure vehicles we finance before making your application:
Financial Conduct Authority regulation and responsible lending
Auto Finance Online is an authorised and regulated credit broker by the Financial Conduct Authority (FCA) and is committed to responsible lending practices. All finance applications are subject to status, affordability checks and lender approval. We take the time to ensure any finance agreement we arrange is suitable for your individual circumstances, helping you make an informed decision before you proceed. Our transparent approach means you’ll always receive clear information about interest rates, repayments and terms, with no hidden fees or unexpected charges.
Frequently asked questions
Find the answers to all your campervan finance questions.
What finance options are available, PCP or HP?
We offer Hire Purchase (HP) finance, which gives you up to 15 years to repay the cost of your campervan. Once the vehicle has been paid off in full, it’s yours to keep.
Can you get a campervan on finance with bad credit?
Yes, you may be able to secure finance with bad credit, even if you’ve been rejected before. Our finance experts will work closely with our large panel of lenders to secure the best possible deal on your behalf, but bear in mind that your interest rates will likely be higher compared to someone with a good credit rating. If you have an initial deposit, it can help you get approved as the amount borrowed will be reduced by the deposit amount.
How can I get my campervan loan approved?
As with any finance agreement, you’ll need to pass a credit check to secure the finance you want. Taking the time to improve your credit score in the months prior to submitting your finance application could increase your chances of being accepted. Paying off any current debts or agreements as well as improving certain credit-related activity, will only strengthen your finance application.
Make sure any existing loans or credit payments are paid on time, try to keep your credit card balances low, and avoid applying for any other loans.
Can I get finance to buy a campervan from a private seller?
Securing finance for a private sale is possible, and we work with lenders who may be able to support this. However, it can sometimes involve more complexity than purchasing through a dealership.
